Welcome to Master Risk Model (“Company,” “we,” “our,” “us”). This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website www.masterriskmodel.com, use our app, or engage with our services. Please read this policy carefully. If you do not agree with the terms of this Privacy Policy, please do not access the Site.

• Personal Data: Personally identifiable information, such as your name, shipping address, email address, and telephone number, and demographic information, such as your age, gender, hometown, and interests that you voluntarily give to us when you register with the Site or participate in various activities related to the Site, such as online chat and message boards.
• Derivative Data: Information our servers automatically collect when you access the Site, such as your IP address, your browser type, your operating system, your access times, and the pages you have viewed directly before and after accessing the Site.
• Financial Data: Financial information, such as data related to your payment method (e.g., valid credit card number, card brand, expiration date) that we may collect when you purchase, order, return, exchange, or request information about our services from the Site. We do not store financial data directly but rely on third-party payment processors to securely handle this information.
• Cookies and Tracking Technologies: We use cookies and similar tracking technologies to enhance your experience on our Site. Cookies may store information about your preferences, session details, and other relevant data. For more details, see our Cookie Policy.
• User Rights: You have the right to access, update, or delete the personal information we collect. To exercise these rights, contact us at [email protected].

• Create and manage your account.
• Process your transactions and send you related information, including purchase confirmations and invoices.
• Facilitate communications regarding your account or transactions.
• Send you marketing and promotional communications, which you may opt out of at any time by clicking “unsubscribe” in our emails or contacting us at [email protected].
• Provide and maintain our services.
• Analyse trends and improve the functionality and performance of our Site.

• By Law or to Protect Rights: If we believe disclosure is necessary to respond to legal process, investigate, or remedy potential violations of our policies, or protect the rights, property, and safety of others.
• With Service Providers: We may share your information with third parties that perform services for us or on our behalf, including payment processing, data analysis, email delivery, hosting services, customer service, and marketing assistance.
• For Business Transfers: Your information may be shared or transferred as part of, or during negotiations of, any merger, sale of company assets, financing, or acquisition of all or a portion of our business to another company.

We use administrative, technical, and physical security measures to help protect your personal information. While we have taken reasonable steps to secure the personal information you provide to us, please be aware that no security measures are perfect or impenetrable.

We do not knowingly solicit information from or market to children under the age of 13. If we learn that we have collected personal information from a child under age 13 without parental consent, we will delete that information as quickly as possible.

We may update this Privacy Policy from time to time to reflect changes in our practices, legal requirements, or other operational needs. If we make material changes, we will notify you by email (if you have provided one) or by posting a notice on our website. We encourage you to review this Privacy Policy periodically.